The AA is urging UK insurers to stop charging young drivers high rates on their car insurance policies. Instead, the motoring company feels that insurers should focus on good young drivers, rewarding those with safe, conscientious attitudes towards the road. The statement comes after it revealed that insurers are making it difficult for drivers under the age of 21 to cover their vehicles.
The announcement comes despite the fact that young drivers make up 32% of accidents on UK roads. Simon Douglas, Director of AA Insurance, used a scheme that was set up in conjunction with police in North Wales as a case study.
The scheme saw police offering young drivers who’d been found guilty of motoring offences the chance to enrol on a Drive Smart training course to set them on the right track for their return to the road.
“I believe that the industry must work together to find a formula that recognizes those who are able to demonstrate that they take a responsible approach to driving.” He explained.
“I believe the industry must work together to find a formula that recognises those who are able to demonstrate they take a responsible approach to driving,” he stated.
This comes after it was recently revealed that one in five of UK drivers would consider ‘fronting’ on their car insurance - listing their child as a name driver when they are actually the main or sole driver of the vehicle. However, there are still a number of insurers who will extend coverage to include younger drivers. Like anything, it’s important for consumers to shop around to find the best deals.