In these cash-strapped times, it’s important to carefully consider all financial decisions, especially when deciding which kind of credit card to go for. On 14th July, Egg will be launching The Egg Money World Credit Card.
Customers can sign up online and, credit history check permitting, get an answer in minutes. This particular card does require a yearly fee of £12, but has a long list of benefits to counter the cost.
Egg Rewards: enjoy discounts of up to 25% at selected retailers, including Virgin Wines and lastminute.com
Purchase Protection - applicable for items over £75 that are purchased with the Egg Money World Credit Card only. Covers against theft, damage or loss for 90 days after purchase is made. Limit of £30,000 per item, with a maximum claim of £6,000.
Life of balance transfer - competitive rate of 8.9% with no transfer fee
1% cashback on all purchases - maximum cashback of £200 per year
Event cover -available on tickets over £20 if unable to attend the event
Price Promise - enjoy cover on items that are £50 or more - if found cheaper within 30 days in a 30 mile radius the difference will be refunded. Online purchases not included.
Personal travel accident insurance - This covers the cardholder, spouse or partner and dependent, unmarried children
Online spend tracker and Egg Money Manager - stay on top of your finances the easy way with categorised statements and easy access to your online accounts.
The card also offers extended warranty - handy for any electrical goods you may purchase.
While the credit card offers a great selection of benefits, if you don’t tick all the boxes it might be best to shop around and find a card without an annual fee. Remember to always try to clear more than your minimum payment every month to avoid additional costs.
See more info on the Egg Credit Card